Ridgefield Mortgage Broker

Ridgefield, WA, is a growing city located in Clark County, Washington, about 25 miles north of Portland, Oregon. It is known for its small-town charm, beautiful natural surroundings, and strong sense of community. Ridgefield has experienced significant growth in recent years, making it an attractive option for homebuyers seeking a mix of suburban living and rural ambiance.

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As you look for a new home in Ridgefield, you'll find a variety of housing options, including single-family homes, townhouses, and condominiums. The real estate market can be competitive, but there are options to suit different budgets and preferences.  We're an experienced Mortgage Company serving Ridgefield and we can help you get the best rates possible.

Ridgefield schools are part of the Ridgefield School District, which is well-regarded for its commitment to academic excellence and student success. The district comprises several schools, including Ridgefield High School, View Ridge Middle School, and South Ridge Elementary School, all known for their strong educational programs and dedicated staff.

There are plenty of things to do in Ridgefield, WA, for residents of all ages. Here are a few activities and attractions:

1. Ridgefield National Wildlife Refuge: This 5,217-acre refuge is home to a diverse range of wildlife, including various bird species, deer, and other mammals. Visitors can explore the refuge's trails, go birdwatching, or participate in guided tours and environmental education programs.

2. Outdoor Recreation: Ridgefield offers many opportunities for outdoor enthusiasts, with parks such as Abrams Park and Davis Park providing playgrounds, sports fields, and picnic areas. Additionally, the city is close to the Columbia River and nearby lakes, which are perfect for boating, fishing, and water sports.

3. Downtown Ridgefield: The charming downtown area features local shops, restaurants, and cafes, where residents can enjoy shopping and dining in a relaxed atmosphere.

4. Annual Events and Festivals: Ridgefield hosts several community events throughout the year, such as the Ridgefield Fourth of July Celebration, BirdFest and Bluegrass, and Hometown Celebration in December.

5. Clark County Event Center: Located in Ridgefield, this event center hosts various events throughout the year, including trade shows, concerts, and the popular Clark County Fair.

6. Golf: Golf enthusiasts can enjoy a round at the Tri-Mountain Golf Course, a beautiful 18-hole public golf course located just a short drive from Ridgefield.

7. Wineries and Breweries: Ridgefield and the surrounding area are home to several wineries and breweries, where visitors can taste and enjoy locally-produced beverages.

Ridgefield, WA, is a great place to buy a home, thanks to its quality schools, strong sense of community, and variety of recreational opportunities. Its location near the Columbia River and proximity to Portland, OR, make it an attractive option for families and individuals seeking a balance between suburban living and access to urban amenities.

Explore Cities Around SW Washington

Trusted

Vancouver and Portland trust Prism Lending Partners with their loan applications to get a competitive rate and have a great experience.  We actively work with you to ensure that you are able to purchase the house that you desire.

Local

Our local presence means that we are accessible and knowledgable about the SW Washington and Portland Metro area.

When you need a local mortgage company to be with you during the process, call us.

Competitive Rates

Competitive mortgage rates for borrowers in Vancouver, Portland, Camas, Battle Group, and all of SW Washington means that you get a competitive rate.  Want to know how we do it? Call Us.

Find the loan that's right for you.

Our team will help you find the right loan for you at the right time.  We offer products and have an understanding of the market at all phases of the real estate cycle.  We are committed to guiding you through selecting a loan and will help you reach your personal and financial goals with transparency and professionalism.

FHA Loans

FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.

Conventional Loans

The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan’s lifetime.

Low Down Payment

Loans where the borrower is able to wrap many of the costs and closing costs into the loan, lowering the amount needed to close.

VA Loans (Veterans)

VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits, including low interest rates and no down payment requirement.

Meet The Team

Brian Spitulski
NMLS# 880824

Haley Dickerson
NMLS # 2319236

 

Kevin
NMLS# 218326

John
NMLS# 1700043

Mark Villanueva

Home Buyer in Happy Valley

Brian helped my wife and I purchase our first home in Happy Valley. As first time homebuyers, there was a steep learning curve throughout the entire home buying process. Brian was very helpful and patient in explaining not only procedures involved with obtaining the mortgage, but also with anything other processes we had questions about. Brian even came to our escrow signing appointment to give the paperwork a final look. Brian still contacts us every few months to let us know how interest rates are looking and whether it would be beneficial to refinance. Big thumbs up to Brian and we'll definitely use him again when we're in the market for another property.

Sean Curringan

Vancouver Home Buyer

My wife and I have followed Brian from his previous company to him now at U-Mortgage. While his company has changed, his level of service has stayed light years ahead of the rest of the industry and for that, we’re very grateful! Buying a house is for most people, the largest purchase they will ever make, which can be a pretty scary situation. Brian goes above and beyond to ensure that the consumer knows exactly what is going on at all times. This can be as simple as explaining what certain fees are or possibly as complex as how best to boost a credit score. Whatever the case may be, Brian is amazing! I personally don’t know too many Mortgage Guys who go as far as making sure to be present at the final signings. Mr. Spitulski does this and much more. My wife and I plan on using Brian in the future and highly recommend anyone else going through the home purchase process to give Brian at least a shot, it’s well worth it!

R. Rogers

Designation

Put your trust into Brian! You can tell he is honest and truly cares about his customers. He worked hard to get us the best possible interest rate (and keep it despite closing taking longer than expected due to an issue the sellers of our new house needed to work out). He patiently worked with us over the course of two years while we paid off debts, saved, and followed his advice to increase our credit scores. Once we were ready to go and found our dream home, Brian got everything mortgage-related done lightening fast! The whole process was so quick, easy and smooth I couldn’t believe it!! He was always quick to answer our millions of questions (this is our first house) and clearly works long hours to make sure his people are completely taken care of. Our experience couldn’t have been better!